£1,450.58
Miss M
Liverpool
£1,450.58 awarded after fees
FirstRand Customer
PCPSettlement
Trustpilot
Banks secretly charged hidden commissions on car finance deals from 2007–2021. If you had a PCP or HP agreement, you could be owed thousands of pounds — and it takes just 60 seconds to find out.
No obligation · No paperwork · No car reg needed
Between 2007 and 2021, car finance lenders paid secret “discretionary commissions” to dealers — giving them a financial incentive to charge you higher interest rates without your knowledge. The FCA investigated and found this practice was widespread, unfair, and potentially unlawful.
If you had PCP or HP finance on any car between 2007–2021, you likely overpaid — and the law is now on your side.
Our partner law firm, HD Law, achieved a landmark ruling at the UK Supreme Court in 2025. Since then they've recovered an average of £1,924.50* per agreement for their clients. You could be owed that amount for every car you've ever financed— even ones you've long since paid off or returned.
Checking is completely free and takes 60 seconds. If HD Law can't win your case, you pay absolutely nothing.You can also claim directly to your lender or through the Financial Ombudsman Service (FOS) at no cost — we'll always be transparent about your options.
Each agreement could be worth £1,924.50* — how many cars have you financed?
Real payouts from HD Law — your partner firm. The FCA deadline to claim is 31 Aug 2026.
Have multiple agreements? Each one could be worth £1,924.50*